Wealth Plus- Debt has key goal of capital preservation and stability. The fixed income portfolio is majorly a mix of money market fund and debt fund (long & Short term). The portfolio focuses on absolute yields at relatively lower levels of risk generating “total returns” that comprises of capital gains and interest income.

Need income to enhance cash flow
Unwilling or unable to accept risk/volatility
More concerned about current income than outpacing inflation
Ideal Investment horizon: 3 year+