| The Bank was incorporated under the Indian Companies Act, 1913 and was granted a certificate of incorporation on June 14, 1943 as `The Ratnakar Bank Limited' and was granted a certificate of commencement of business, dated July 5, 1943, by the Registrar of Joint Stock Companies, Kolhapur State. Pursuant to a no-objection letter dated August 8, 2014 received from the RBI and a special resolution passed by the shareholders of The Bank on August
26, 2014, the name of the Bank was changed from `The Ratnakar Bank Limited' to `RBL Bank Limited' so as to refresh its brand to be more focussed on new age customers and stakeholders. A fresh certificate of incorporation, dated November 24, 2014, consequent to the change of name was granted by the Registrar of Companies, Pune to the Bank. The registration number of the Bank is 007308 and The CIN is U65191PN1943PLC007308.
We are a banking company recognized as a scheduled commercial bank within the meaning of the Reserve Bank of India Act, 1934.
Major Events and Milestones :
1943
-The Bank was incorporated as `The Ratnakar Bank Limited' in Kolhapur State, India.
1959
-The Bank's name was entered in the Second Schedule to the Reserve Bank of India Act, 1934, by the Reserve Bank of India.
1970
-The Bank received a licence to carry on banking business in India from the Reserve Bank of India.
2011
-The Bank was granted a licence to operate as an authorised dealer category - I and deal in foreign exchange, by the RBI.
2014
-The Bank received a certificate of registration to act as a merchant banker from SEBI.
Awards and Accreditations :
2012
-"Best Core Banking Project Award for India" by the Asian Banker Technology Implementation Awards.
-Business Today - KPMG study deemed The Bank the winner in "Growth (Mid-sized bank)" category.
2013
-Chosen as "India's Best Bank - Growth (Mid-size bank)" by Business Today.
-ISO: 9001:2008 Quality Management System certification (certificate number FS 596786) for The centralized operations processes at The National Operating Centre. This certificate is valid till March 14, 2016.
-"The Best Indian Banker (Small-Sized)" by Sunday Standards Best Bankers' Award.
2014
-"The Fastest Growing Small Bank" by Business World Magna Awards.
-Selected as a "World Economic Forum Global Growth Company, 2014" by the World Economic Forum.
-BSI Certificate of Registration affirming ISO/IEC 27001:2013 compliance by the Bank's Information Security Management System.
-Selected as "Best Bank - Priority Sector Lending (Private Sector)" at the Dun & Bradstreet - Polaris Financial Technology Banking Awards, 2014, by Dun & Bradstreet India.
2015
-Business Today - KPMG study recognized the Bank as the "Best Overall Bank (Small)", the "Best Bank (Growth)" and the "Best Bank (Quality of Assets)".
-"The Fastest Growing Small Bank" by Business World & PWC Best Bank Study.
-Selected as "Best Private Sector Bank - Priority Sector Lending" at the Dun & Bradstreet Banking Awards, 2015.
-Received the "IDRBT Banking Technology Excellence Award" for the year 2014-2015 for "Use of Technology in Financial Inclusion" among small banks
-"Innovation Award" presented for the Bank's Co Brand Program and Credit Card Program by MasterCard.
2016
-Best Corporate Payment Project at The Asian Banker Technology Innovation Awards.
-Innovation Award for The Debit Card Program by Mastercard.
-RBL Bank Ltd are listed and admitted to dealings on the Exchange in the list of 'B' Group Securities.
- "RBL Bank acquires 9.99% stake in Utkarsh Micro Finance Ltd".
-"RBL Bank, NeoGrowth and OPIC Sign Commitment for SME Financing to Retail Businesses in India".
-RBL Bank enters into agreement for co-branded credit cards.
-"RBL Bank becomes the first Indian bank to launch Aadhaar Payment Bridge System for small ticket micro-finance loan disbursements".
2017
-RBL Bank hikes stake in Swadhaar Finserve to 60.48%.
-RBL Bank opens IFSC banking unit at GIFT City.
-RBL Bank launches contest to create innovative solutions.
-RBL Bank raises Rs 1,680-cr for organic growth.
2020 -RBL, Zomato launch co-branded credit card offering cash back, loyalty membership benefits. 2021 -RBL Bank gets RBI accreditation to conduct government transactions.
2022 -RBL Bank and BookMyShow announce partnership to launch 'Play' credit card. -RBL Bank Introduces Super Senior Citizen Fixed Deposits. -RBL Bank collaborates with Amazon Pay to offer UPI Payment Services. -RBL Bank Collaborates with Google to Advance Next Generation Customer Experience.
2023 -RBL Bank Launches Electronic Bank Guarantee on the NeSL Platform. -RBL Bank Launched 'Go Digital Savings Account'. -RBL Bank expands network, opens its first branch in Dehradun, Uttarakhand.
- RBL Bank Launches Unique Digital Fixed Deposit Scheme for New to Bank Customers. -RBL Bank Collaborates with India Exim Bank for Trade Finance.
2024 -RBL Bank Inaugurates Suryoday RBL School for Children with Special Needs. -RBL Bank Introduces Rupay Credit Cards with UPI and NCMC Functionalities. -RBL Bank, IOCL and Mastercard announced Co-Branded Credit Card Partnership with an Innovative Launch.
2025 -RBL Bank partners with LIC for Bancassurance Services. -RBL Bank Opens Eight New Branches Across India. Expands Pan-India Network to 1918 offices. -RBL Bank launches `Humsafar' RuPay Prepaid Card at Global Fintech Fest 2025 -RBL Bank Launches Insignia Preferred Banking Business for SMEs .
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